We can take the fear out of financial services and find the right solution tailored to your requirements.  Our customers trust us to get it right

Here at Elmham Financial we understand that many people find that investments, pensions and savings are daunting subjects. They know that it’s vital to make the right decisions to ensure their future financial security, but very often don’t even know where to start.

With many years of experience of helping people make sense of their money, we can take the fear out of financial services and help you to handle your affairs with confidence so that you can get on with your life, safe in the knowledge that your money is working hard for you. Whether it’s saving for a rainy day, investing an inheritance or managing your pensions for a comfortable retirement, we can help.

We are Independent Financial Advisors who can look at the whole of the market to find the best solutions for our clients. We offer face to face advice with regular financial reviews to keep your finances on the straight and narrow. Our fees are tailored to the means of our clients and our initial consultation is always free.

Finally, we believe in building long term, mutually beneficial relationships with our clients and the best way to do that is to act with complete integrity in all our dealings. Our clients know they can trust us and we build our business on their personal recommendations.


With today’s low interest rates it’s more important than ever to find the right place for your money, but knowing where to save and invest to get the best returns is never straightforward. Accessibility, taxation, risk and potential returns are just a few of the things that need to be taken into account when deciding where to put your hard earned money and getting it wrong can be a very costly business.

Elmham Financial builds a detailed financial profile of its clients before recommending any savings or investment products to them. This way we can be sure that they get the right solution for their situation. We also take the time to explain how the investments work, including all the charges and any risks involved and make sure they understand and are happy with them before proceeding. We don’t like getting nasty surprises, so we don’t inflict them on our clients!

So, whatever goals you’re looking to save or invest for, we can help you get the most out of your money whilst giving you the confidence and peace of mind that only a clear, sensible financial plan can offer.

Investments and savings


Pensions are probably the most misunderstood of all financial products, but can also be the most important that most of us ever have to deal with. The cost of providing a long, comfortable retirement is ever increasing and with the average pension pot being worth tens of thousands of pounds, it’s vital to get the best advice on how to manage your retirement savings.

With all the rumours and misinformation in the media about pensions, as well as the ever-changing rules bought in by successive governments, it’s never been more challenging to understand your options, or more important that you do. The days when you could just forget your pension until you retire are long gone.

Fortunately, we know all about pensions at Elmham Financial and we can help you make the right choices to make the most of your retirement savings. Whether it’s starting a new pension, managing an existing fund or what to do to access your pension at retirement we can take the stress and confusion out of the process, leaving you to concentrate on looking forward to putting your feet up!